Press Releases

August 25, 2016

“Widow Foreclosures” Could Be a Thing of the Past

SB 1150 by Senators Leno and Galgiani provides critical protections for widowers who weren’t listed on the home’s mortgage

SACRAMENTO—State Senator Cathleen Galgiani (D-Stockton) announced today that a bill she and fellow Senator Mark Leno introduced to protect widowers and other inheritors of a family home from being foreclosed on is heading to the Governor.

“Current law passed in 2012 created the Homeowners' Bill of Rights (HBOR), which establishes protections for homeowners and sets up rules and procedures for mortgage services and borrowers regarding options for borrowers to avoid foreclosure” stated Galgiani, “However, the law is silent on what happens for surviving spouses and others if the sole borrower passes away.”

To address this problem and prevent unnecessary foreclosures, SB 1150 clarifies the responsibilities of a lender when a borrower dies leaving a surviving homeowner who wishes to assume the loan. 

“Unnecessary foreclosures hurt families who may be trying to rebuild their financial future after a devastating loss.  As a community, we should not continue to allow lenders to add undue burden on a grieving family” stated Galgiani.

The bill addresses situations where only one spouse is listed on a mortgage, passes and leaves the home to a spouse.  The surviving spouse who wants to keep the home that he or she may have lived in for decades is barred from simply assuming the current mortgage but rather is forced to apply for a wholly new mortgage at a new and potentially higher interest rate.

The bill passed out of both houses of the legislature and is headed to the Governor for his signature.  Please send letters urging the Governor to sign SB 1150 into law or call or email Governor Brown:

Governor Jerry Brown

c/o State Capitol, Suite 1173

Sacramento, CA 95814

Phone: (916) 445-2841

Fax: (916) 558-3160

Email the Governor Here:   https://govnews.gov.ca.gov/gov39mail/mail.php

 

August 22, 2016

$500,000 has been ear-marked for projects to update Micke Grove Zoo

SACRAMENTO—State Senator Cathleen Galgiani (D-Stockton) announced that efforts are under way to access over half a million dollars in state funds she was able to secure for Micke Grove Zoo in the recently passed 2016-17 State Budget.

August 11, 2016

Sacramento- Senator Galgiani’s (D-Stockton) audit request of the California Department of Education (CDE) was approved by the Joint Legislative Audit Committee yesterday.  Specifically the audit will determine whether school districts under the jurisdiction of CDE are in compliance with the Buy American requirement, a provision within the federal Child Nutrition Reauthorization Act of 1998.

May 17, 2016

SENATOR GALGIANI: STOP THE DESTRUCTION OF CALIFORNIA CITRUS

 

May 02, 2016

 Five Fallen Officers Honored during California’s Peace Officers’

Memorial Day –May 2nd 2016

Senator Galgiani’s SCR 132 honors those who gave their lives to protect others

SACRAMENTO—Law enforcement officers from throughout California converge at the State Capitol today to honor

officers who made “the ultimate sacrifice” in the line of duty.  Senator Cathleen Galgiani served as the legislative

April 26, 2016

Senator Galgiani Welcomes State Champion Manteca High School “Buffalos” to State Capitol

 

SACRAMENTO—Monday, State Senator Cathleen Galgiani (D-Stockton) welcomed the CIF Division III State Champion Manteca High boys’ basketball team to the California State Capitol. In March, the Manteca Buffalos defeated Southern California champions Ayala High School of Chino Hills to  win the school’s first ever CIF basketball title.

April 08, 2016

Student Loan Forgiveness Incentive Offered

for On-Time College Graduation

 

                                    Students Could Get $2,500 for Finishing on Time Under New Legislation

April 01, 2016

Tax Relief for Homeowners Who Modify Home Loans Passes Important Senate Committee

 STOCKTON—At a press conference held today, State Senator Galgiani publicly unveiled and discussed legislation she authored – Senate Bill 907- that provides homeowners who receive debt reduction on their home mortgage with an important state tax break. State income tax law generally defines cancelled debt as a form of income. Without additional legislation to exclude cancelled debt, many Californians are essentially taxed on “phantom income” they never received.

April 01, 2016

STOCKTON—At a press conference held today, State Senator Galgiani publicly unveiled and discussed legislation she authored – Senate Bill 907- that provides homeowners who receive debt reduction on their home mortgage with an important state tax break. State income tax law generally defines cancelled debt as a form of income. Without additional legislation to exclude cancelled debt, many Californians are essentially taxed on “phantom income” they never received.

March 29, 2016

SACRAMENTO—Today, the Senate Public Safety Committee passed Senate Bill 1182 on a unanimous, bipartisan vote.  Senator Galgiani was joined by law enforcement groups and crime victims united.

SB 1182 will help rectify an unintended consequence of Proposition 47 by creating penalties for the possession of “date rape” drugs. The bill will restore the ability of district attorneys to pursue felony charges against individuals caught with the most common date rape drugs, including Rohypnol, GHB, and ketamine.

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